Can a original creditor for example (chase/jp morgan) after they received a certified mail from me that they keep contacting in writing only and not to call, send a third party knock on your door and handing you a form that i better contact this person today because i owe money when i missed only 2 payments? What are my legal rights?


Click here to add your own comments

Mar 05, 2010
original creditor collection complaint
by: Gerri

Thanks for submitting your debt collection question on our Q&A page.

I am afraid I don't fully understand your question, however. Are you sure you are dealing with the original creditor (Chase) and not with a third party collection agency? It would be highly unusual for a credit card company to send someone to your door if you are only two months behind on your payments. In fact, I've never heard of that before. The only thing I can think of is that they are suing you and a person came to your door to serve you with a summons to appear in court. Is that what happened?

If you are dealing with Chase, are you on some kind of workout/payment plan with them? Was Chase doing something that caused you to send them a letter telling them not to contact you?

Some more information will help me give you some insight on your options.

Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Member Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2016 by Mary Reed and Gerri Detweiler.
All rights reserved.