Money Owed to an Apartment

I was living with a roommate in 2008 (in Scottsdale, AZ) in an apartment which had both of our names on the lease. I moved out and regrettably did not have my name taken off the lease. The other roommate moved out 2 months later without paying the rent.

Now, anytime I try to get an apartment no one will lease to me because the money owed to the old apartments shows on my credit since my name was never taken off the previous lease. I have been renting privately since then but would like to be able to get a place with my name. There is about $2,000 owed which I feel I shouldn't have to pay because I wasn't living there.

How do I fix this on my credit history?

Comments for Money Owed to an Apartment

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Oct 14, 2010
credit damage from apartment lease
by: Gerri

Unfortunately, since you did sign a lease and did not break it, it sounds like you are legally responsible for that debt. The collection account may remain on your credit report for up to 7.5 years from when those rent payments became past due.

Even more importantly, it's possible you could be sued for that debt. If you are, and they are able to get a judgment against you that will result in a new negative remark on your credit.

Your best bet may be to settle this debt for less than the full balance, if you can afford to do that. If you do, make sure you get the agreement in writing before you pay so they don't try to come after you later for the difference.

You can try to negotiate they remove the account in exchange for payment. They are not obligated to do so, but that sometimes works. Otherwise, paying it off won't help your credit scores, but a future landlord may be willing to let you rent from them since you resolved it.

Oct 12, 2015
by: Anonymous

My roommate left her baby furniture in the apartment after we moved out from the lease being up... I am responsible for leaving a wall painted but that is it. We now owe almost 2,000 dollars. We are not on speaking terms and I have no clue on how to remove this off my name.

Reply from

We aren't sure we understand exactly what you are asking. Why are they charging you $2000 for painting a wall? And what does the baby furniture have to do with it? You may want to talk with an attorney or research landlord tenant rights.

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