Mom signs daughter up for non-credible schooling when 16 and now 22 and at collections?

by T Sturm
(US)

When my wife was 16 years old her mother signed her up for Stafford School Child physcoligy classes and recieved books in the mail for awhile. At 17 she moved in with me her mom quit paying and she didnt recieve the materials. she was a minor until 12/2008 and the collection case was opened on 3/2008. The collection agency says she is liable. Is the correct even though she was a minor? Any information would be helpful thank you.

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May 23, 2013
Mom signs daughter up for non-credible schooling when 16 and now 22 and at collections?
by: Anonymous

Based on what you shared with us, your wife is not legally obligated to pay for the classes her mother signed her up for when your wife was a minor because a minor cannot enter into contracts/legal agreements. Therefore, she is under no obligation to pay for the classes.

It's possible that the collection agency is contacting her because it wants to get paid and figures that maybe it can scare your wife into paying what her mother owes. Some agencies are willing to do that even when they know that the person they are contacting has no legal obligation to pay a particular debt.

I recommend that your wife write the agency a letter stating that she is not legally obligated for the debt because she was a minor when it was incurred and they the agency needs to deal with her mother, not her therefore. She should make a copy of the letter and send the original via certified mail with a return receipt requested.

If the collection agency continues to demand that your wife pays the debt after it receives her letter, she should contact a consumer law attorney who helps consumers resolve their debt collection problems. One option is to call this toll-free hotline, 855-206-5310, where you will have an opportunity to have your legal issue screened for Free and get advice about what your next steps should be.

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