Medical garnish?

by Deanna
(Las Vegas, nv)

Can they garnish medical bill in nevada?

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Feb 04, 2012
Medical garnish?

If you have a past due medical debt, the medical provider to whom you owe the money is legally entitled to sue you. If it wins the lawsuit, it can collect on the judgment against you by garnishing your wages, taking money from you bank account and/or by putting a lien on an asset that you owe. It cannot take any of these actions however without getting permission from the court to do so.

I don't know the details of your financial situation, but if you are worried about a medical provider suing you over a past due debt, you may want to contact the provider to find out if you can pay off the debt over time. If you and the provider are able to agree on a payment plan, get the details of the plan in writing before you start paying on it. Another option is to find out if the provider will let you settle the debt -- satisfy the debt by paying less than the full amount that you owe on it. Again, get the details of any agreement in writing before you pay on it. The medical provider may be open to one of these options in order to avoid the expense and hassle of taking you to court.

A third option is to schedule a free initial evaluation with a bankruptcy attorney. The attorney will look at the details of your financial situation and advise you as to whether or not filing for bankruptcy is a good move for you. If it is, bankruptcy will wipe out your medical debt.

The most important thing you can do right now is to explore your options and try to avoid being sued. This means taking action immediately to determine which option/s are best for you.

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