Medical debt from 2007
My wife was third party in an accident and went to the hospital in 2007. She was a month over 18 at the time and was still living with her mother who is not the best of parents and now we are trying to buy a house. We were not approved do to the medical collections on her credit report. The person at fault shouldve paid the insurance correct? and if they didn't is there anything we can do to get this taken care of? It's been almost 4 years but the amount has been sent to an collections agent. it's $4711. WE have a little money and could settle for close to 40% of that debt but if we were to offer them that and they did not take it... would that restart my statute of limitations for oklahoma on medical bills?