medical bills in Missouri be collected

by Leslie
(St Peters)

How long can medical bills in Missouri
be collected?

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Mar 03, 2012
medical bills in Missouri be collected
by: Debtcollectionanswers

There are no limits on how long collectors (or creditors) can try to collect your medical debts. They can contact you as long as they want using phone calls and letters in an effort to try to get you to pay what you owe.

However, there is a limit on how long they can sue for the money. That period of time is called the "statute of limitation" (SOL). My sources indicate that in MO, the SOL for medical debt is 10 years and it begins on the date that you miss your first payment. Therefore, if your medical debt is less than 10 years-old, you are at risk for being sued.

If your debt is less than 10 years old and you cannot afford to pay it in full, you can try to work out a payment plan with the medical provider; you can try to settle the debt -- get the provider to agree to let you pay the debt in full for less than the full amount that you owe on it; or you can file for bankruptcy to get rid of the debt.

If you work out a payment plan or negotiate a settlement, do not pay the provider any money until you have the terms of the agreement in writing.

If you want to explore the option of bankruptcy, schedule a free initial evaluation with a bankruptcy attorney. If you decide to file, do not try to handle your own bankruptcy. The process is very complicated and you may make mistakes that would cause you not to fully benefit from filing or even end up having your case thrown out of court.

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