medical bills in collections.

by betty
(fresno, ca.)

I have 2000.00 in medical bills now in collections, with a possible 5800.00 more, I only earn close to 5000.00 gross a yr. Bring home income about 250.00 to 300.00 month. Can they attach my wages?

Comments for medical bills in collections.

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Jan 29, 2012
Start by Asking
by: Medical Bill & Claim Resolution

In some cases, medical debt collectors can end up garnishing a debtor’s wages, even if these wages are not above the poverty level. But there are other options for dealing with enormous medical debts. One way is simply to call the provider. Explain your financial hardship in detail and ask what discounts, payment plans or charity consideration is available. More often than not, the doctor or hospital will be open, as it's better to receive something rather than nothing. With respect to hospital charity availability, laws and regulations vary by state so know what your state requires. Insured patients may want to appeal debt amounts with their health insurance companies. Third-party medical billing advocates can also help patients to figure out how their poverty might make them eligible for some kinds of financial aid, or how unpayable medical debts may be decreased through negotiations with either the provider or some other party.

Jan 14, 2012
medical bills in collections.
by: Debtcollectionanswers

We hear from so many people in your same situation and unfortunately we do not have a good answer for you because when you do not pay your medical bills, the providers are entitled to sue you for the money you owe. There are steps you can take to try to avoid lawsuits however, medical debt collection.

One option that many consumers in your situation pursue if they are not able to work out payment plans with their medical providers or are not able to settle their debts is to file for bankruptcy. That will stop any lawsuits that may already have begun and depending on the kind of bankruptcy you file, could wipe out all of your medical debt. However, you need to consult with a bankruptcy attorney to determine if filing is right for you. Go here to learn about how bankruptcy works, how to file for bankruptcy.

Good luck!

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