Matrix-Fourscore Collection Complaint
A Ms. Carter called me in reference to a debt ...a lien will be placed on my house if the payments are not made, she stated....they will take money out of my checks, she said...I had to tell ms. carter that I am retired (on fixed income)...Ms. Carter told me to send $6,ooo.oo in one lump sum. she also stated that she was a federal investigator for her company.
NOTE> Over 5 yrs ago, I stopped receiving statements from "More Card Services", a credit card. I assumed that I had paid the entire balance...there was no more communication from this company...I don't know if the credit card company went out of business or what. Then all of a sudden,(today, Dec. 27th), more than 5 years later, (early this a.m.), I receive this phone call from a Ms. Carter (Matrix-Fourscore???), about placing a lien on my house and garnishing my wages...Does this collection agency have a right to do this damage to a retired person or to anyone?
Yes, I am a senior citizen. What are my rights?