Matrix-Fourscore Collection Complaint

by Louise

A Ms. Carter called me in reference to a debt ...a lien will be placed on my house if the payments are not made, she stated....they will take money out of my checks, she said...I had to tell ms. carter that I am retired (on fixed income)...Ms. Carter told me to send $6,ooo.oo in one lump sum. she also stated that she was a federal investigator for her company.

NOTE> Over 5 yrs ago, I stopped receiving statements from "More Card Services", a credit card. I assumed that I had paid the entire balance...there was no more communication from this company...I don't know if the credit card company went out of business or what. Then all of a sudden,(today, Dec. 27th), more than 5 years later, (early this a.m.), I receive this phone call from a Ms. Carter (Matrix-Fourscore???), about placing a lien on my house and garnishing my wages...Does this collection agency have a right to do this damage to a retired person or to anyone?

Yes, I am a senior citizen. What are my rights?

Comments for Matrix-Fourscore Collection Complaint

Click here to add your own comments

Dec 28, 2010
Debt Collection Problem
by: Gerri


You have a number of rights under the federal Fair Debt Collection Practices Act and it sounds like this debt collector may have violated more than one of those rights. Just the fact that they are telling you that they can place a lien against your house if you don't pay them right away is likely illegal.

I would really encourage you to can talk with a consumer law attorney. If you have a good case against the debt collector, and it sounds like you may, the attorney may be willing to help you with no charge to you upfront. That's because if you prevail, the debt collector will have to pay your attorney's fees.

Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Louise, I would also encourage to you read the first chapter of Debt Collection Answers online for free so you can get an overview of your rights under this federal law.

Please let us know how this turns out for you.

Click here to add your own comments

Return to Collection Company Complaint.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2016 by Mary Reed and Gerri Detweiler.
All rights reserved.