Long Gone Account
I received a bill from a debt collector, in regards to an account that I believe to be closed and paid off from almost 20 years ago. I have not received anything from the company (Lord & Taylor's) or any other debt collector in the time since. It's not like I have kept 20 year old paid bills or even check stubs from the bank (which is no longer in business) all this time. What can I do? By the way there is nothing on my credit report in regards to this matter.