If you are still paying off the mortgage on the home, then the lender will have a lien on your home. If you no longer have a mortgage but you think a creditor of some sort has a lien on the home, the lien should show up in your credit history, so you may want to check it. Another option is to call the court records office for the county where the home is located because if there is a lien, it will be on file there.