Judgement and lien on home
by S. Willis
Years ago, my ex-s/o piled up a $16k credit card debt as an authorized user. We have since parted but circumstances forced me to default. I was sued, but I do not remember it, nor being served. This was soon after I was recovering from major back surgery and I had multiple things going on.
I have sold my house, but at a loss. I will not have enough to cover the 16k plus $9k in interest and other costs (plus the $69k left on the mortgage). Any ideas? Will the collection co. Take less interest as right now I'm thinking bankruptcy? I live in NY state?