Is there a time limit for collecting old debts?
(Madison County, Indiana)
I live in Indiana. A collection agency file suit against my husband and I about 16 years ago for unpaid medical bills. I don't remember the original amount, but I know it was under $1500.
My husband and I decided to file for bankruptcy. Our attorney said I didn't need to file because I was not working at that time. He said it would save us money if just my husband filed, and they couldn't do anything to me, because I was not working.
The collection agency came after me right after my husband filed for bankruptcy. I had to meet with the owner of the collection agency and his attorney at the county courthouse. It was just the 3 of us alone in a private room. The owner said if he ever found out I was employed, he would come after me.
I never heard from them again for 13 years. Then I received a summons to appear in court. That was about 2 1/2 years ago. I have had to meet with them every 2 to 3 months ever since. I became ill shortly after my first summons 2 1/2 years ago. I haven't been able to work and I don't have the money to pay them right now. I'm wondering how long this will go on. If I can't come up with the money to pay them or file bankruptcy, an I going to be summoned every 2 or 3 months for years to come?
Also, we are considering a move out of state in about 3 months. Do I need to notify them before I move?