interest on credit card debt
we owe 15000.00 in credit card debt and have been making minimal payments. one credit card has a judgment and the other 2 are with an attorney collecting for the creditor. our payments are literally making no difference and our balances keep rising. we have requested over and over for them to lower the interest so we can try to pay down our debt. they never respond. what can we do? we don't want to stop sending somethng, but at the same time it seems like we are just throwing our money, that could be used to pay off other debt, down the drain.