In Process of Divorce-PA

by Jennifer
(Somerset, Pa, USA)

Spouse and I are in the midst of divorce. It's been 3 1/2 yrs.

We had a Master's Hearing in June 2011. During this hearing Ex stated that he has had our Motor Home in in possession since he left in 2008. He's been making payments, paying ins and using vehicle.

July 2011-I am awarded spousal support.

Ex has not made Motor Home payment for month's of August or September. The bank has been calling.

I've been keeping my attorney up to date on situation. I can not afford to make the payment.

If motor home is repossessed, I understand that they will come after both of us for the uncollected debt AFTER selling the vehicle at auction.

Problem is the Master is unaware any of this is going on. If he makes his final decision and then the Motor home is repossessed can I appeal Master's decision?

If bank comes after both of us for debt, can i sue my ex-husband for ruining my credit? If Master determines that ex is responsible for debt..Can i go to court with the Bank and have my name removed from uncollected debt?

Reply from DebtCollectionAnswers.com:

Jennifer,

We can't give you legal advice specific to your dispute, but what we can tell you is that generally a divorce proceeding is between the two parties who are splitting up and does not erase or modify the terms of joint loans. In other words, when you take out a joint loan, you agree to be responsible for the entire loan until it is paid off.

You are right to be concerned about this motor home being repossessed and the lender possibly coming after you for any deficiency. Since you are working with an attorney, we suggest you talk with him or her about your options here.