I owe my ex husband the equity in our home

by Phyllis
(Des Moines, Iowa)

In my divorce decree i was ordered to pay my ex-husband half of the equity in our home. It is now past due. I'm trying to get a loan to pay him but with the economy and the mortgage industry changes, i don't know if i can get a loan. I don't want to sell my home because it needs some updating and with the drop in values i wouldn't make anything on it. What can I expect if I cannot pay my ex and what would my options be for payment? I would be willing to make payments to him and keep trying to get a loan. Can I be forced to sell my house?