I need an answer
I had a credit card I only used once, the card had a credit limit of 300.00 and I used 289.00. I did get behind in paying this bill but I paid the credit card company back over 600.00. They sold the account, but left the added over the limit fees and late fees. I tried talking to them to get them to remove the over limit fees and late fees to no avail. Now I have debt collector saying I owe them 1,500 dollars on a bill I already paid. I have my documentation. What can I do?
They have also filed to have a judgment placed in my credit history. This bill was opened back in 2003? Is the statute of limitation over in the State of North Carolina. The last payment I made to them was in 2007.