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How can I find out if I owe money to the collections agency??

by Victoria
(Yakima , Wa USA )

About three years ago I lost my ID and I think some one used to put the quest services and they where charging me for it but I never paid attention to it and now that I'm trying to get a card that is affecting my credit.

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How can I find out if I owe money to the collections agency??

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Mar 30, 2011
Finding out about debts
by: DebtCollectionAnswers.com

Victoria,

You need to get copies of your credit reports from each of the three major credit reporting agencies from AnnualCreditReport.com. Do this as soon as possible. It is free.

If you find anything suspicious on it, then you may be a victim of identity theft and you need to resolve it.

Please read this article about protecting yourself from ID theft - it should be helpful to you. Good luck!

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