HOA fee

by John
(Las Vegas, Nevada, USA)

My house is in Nevada, and I was behind Homeower Association (HOA) fee due to divorce. I sent in a $200 to catch up the late before a collection agent (NAS) sent in certified letter to collect the late fee. The HOA late fee was less than 200 and I sent in a $200 check. I called the collection agent and left a message stating the late fee was paid. Two weeks later, a second letter with demand close to $500. In stead of calling the collection agent, I sent a letter dispute the charge and request an intemized charge. The response was the charge balloned to $686. The recent letter (dated May 10) demand the late fee to be submitted in 10 days or they will fill default.

This collection agent, NAS, is under a lawsuit for unjustly to slander and intentional misrepresentation.

The fact I own HOA fee and I started to catch up. But I should not be responsible for the extra unjust fee added on by the collection agent.

Comments for HOA fee

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Jun 17, 2010
Disputing HOA fee in collections
by: Gerri & Mary

The first thing we would encourage you to do is to check your homeowner association rules to find out what kinds of late fees may be charged. If you don't have a copy, request one from your association. Our experience is that some homeowner associations build in steep late fees, as well as require the homeowner to cover collection costs.

Unfortunately, these associations also often have a lot of power. They may be able to place a lien on your property - and if this escalates you may be forced to pay their legal fees.

We are not saying just pay it, but we do recommend you talk with your own attorney if you want to challenge this. These HOA disputes can get very ugly very quickly.

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