HOA Collectors

by Sam
(San Ramon, CA)

Will I be the sole responsible person for HOA collection (and possibly court summon/judgement) for HOA dues three years ago if both my name and my ex were on the account? And if they cannot locate him? What is the statue of limitation for this. Is it 4 years?

Background: The house was foreclosed on two years ago by the bank but did with HOA liens (liens were for full amount at the time filed under both our name separately, but doesn't that mean that they are getting double???). Property is located in CA.

Thanks.

Reply from DebtCollectionAnswers.com:

We can't give you legal advice specific to your situation as we are not attorneys, but generally both spouses can be held completely responsible for joint debts. The statute of limitations for most consumer debts in California is four years, but we don't know whether there are exceptions for this type of debt.

As for your question about the fact that liens were filed against each of you, that doesn't necessarily mean they are "getting double." It sounds like the liens have not been collected yet, and the liens are there to protect their interest in your property.

If you can't resolve this debt, we suggest you talk with an attorney to find out what your options are. We hope you can find a way to put this behind you.