HOA collection fees

by Lori
(Houston Texas)

I live in the state of Texas. Due to some financial difficulties I had a hard time paying bills, one being my HOA dues. I received a letter from a lawyer to pay the HOA dues ($400)and a collection fee (500) or suffer the consequences of my house getting foreclosed. I ended up paying the $400 but not the fee. Now the lawyer is threatening foreclosure of my house for unpaid fees. Can they do that?

Reply from DebtCollectionAnswers.com:

Falling behind on homeowner association dues can have serious repercussions. There have been a number of news stories about homeowners who have been foreclosed upon after they fell behind on their homeowner dues.

We recommend you talk with a real estate or consumer law attorney as quickly as possible to find out what you can do to save your home. They may recommend you also talk with a bankruptcy attorney.

Hopefully you can find a way to resolve this soon.