Harrassment by Collection Agency

This started with National Enterprise Systems contacting me because of a credit card which I had OKed before the hurricane Katrina. When I asked for verification of this debt(Which i asked by certified mail)They gave no reply but instead the reply came from Paragon Way saying the current creditor Is Collins Financial services Inc.

According to information I have I believe National Enterprise Systems has broken the FDCPA therefore they are in default.

Reply from DebtCollectionAnswers.com:

If it seems like the debt collector is breaking the law, talk with a consumer law attorney. Find out how to get free legal advice from an attorney here.

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