Handling Late Fees Owed on Car Loan

by william
(Waukegan IL)

I have 3months left on my car payments. When i make the last payment i will still owe about 1800 dollars in late fees. The reason being i was paying off a court ordered judgment thru payroll deductions so many times i was late.and i do owe the fees. the judgment is now paid but i don't have enough time to cacth up will the take my car at the end of the contract or will they negotiate a payment option in general is this done