Going after the cosigner

by Elsia
(Simi Valley, CA, USA)

hello my father started a business in 2007 and i became an employee of this business i co-signed a credit card for my fathers business when i was 20 i did not know much about credit and he said i wouldn't have to worry... after a while i think 2008 the business went under or bankrupt and the card has a balance of $13,000.00 in collection that he can not pay and now they are going after me.. i have no income of my own to speak of but i am now married with 4 kids and my husband does not make alot... what can i do???