If you write down your conversations with debt collectors immediately, you are more likely to accurately recall what was discussed or agreed. Even if you don't come to agreement with the collector, you will have a record of your attempts to work something out. Dealing with debt collectors is often very emotional, and it's easy to lose track of what was said unless you take notes right away.
This worksheet is designed to be used in conjunction with our ebook. If a debt collector does or says something that may be illegal, you may have the documentation necessary to level the playing field with the collector - or you may have the information you need if you have to sue the debt collector.