Forceful

by EJ
(Memphis,Tennessee,USA)

If I am making monthly payments to the collection agency. Can I be force to give them my bank account information so that they can take money automatically out of account if I don't want them to. Do I have other options?

Comments for Forceful

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Jul 03, 2010
paying a debt collector
by: Mary & Gerri

You are not required to allow a debt collector to take payments from your bank account, and in our ebook Debt Collection Answers, we encourage our readers NOT to do so.

Stand firm. Once a debt collector has your bank account information, any "mistakes" will be very hard to correct.

If they refuse to accept another form of payment, take notes of that conversation, then send them a certified letter reiterating the payments you are willing to make, and how you are willing to pay them. (We prefer bank certified checks for a variety of reasons.) This may come in handy if they later claim you "refused" to pay.

Good luck and let us know how this turns out.

Jul 03, 2010
Bank account
by: Anonymous

I'd imagine, they are trying to talk you into setting up HCH (automatic) payments where so they take the money directly out of your account every month. You don't have to agree to it and they cannot force you. It's voluntary.

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