Execution Against Goods and Chattels From State of NJ Special Civil Court

by Barbette
(Long Branch, NJ)

I received a letter from my bank which stated they received a legal document from the courts in the amount 0f $4300. Now I wanted to know can they come into my apartment and just start taking my TV, computer, and any electronics if they want to. If so, what if the things in my apartment are not all mines and i have a notarized letter stating that?

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Aug 29, 2011
After Judgment
by: DebtCollectionAnswers.com


It sounds like a creditor obtained a judgment against you and now you are worried what they can do to collect, correct?

First, we wouldn't recommend you panic about the personal items. you described Unless you have pledged these items as collateral, or you have something very valuable, they probably aren't interested in your stuff. (Think about it - they would have to take it, store it and then try to sell it. Probably not worth their effort.)

However, they probably are are interested in property like bank accounts, wages etc. That money could be at risk of being taken to satisfy the judgment.

We suggest you do two things:

First, read our section about being sued as it will help you understand what judgments are all about.

Secondly, as soon as possible get a a free consultation with a bankruptcy attorney to find out what the judgment creditor can and cannot do to collect. You don't want to find out after the fact that the money you were counting on to pay bills is gone.

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