Ex wife wants to pay an old debt
(San Antonio Texas)
My ex wife and I have an eviction on our credit reports. This eviction is going to drop off of our reports in the next 2 years. I had talked with a credit counselor who advised me to let it drop off, and work on getting secured loans to re-build my credit.
I have successfully reached a point of finally getting an unsecured credit card.
My ex called today and said she is trying to get a new place to live, but can't due to the eviction. She said she was going to pay on the debt from the eviction, and asked for my help.
Going by the success I've had listening to my credit counselor, I do not want to pay it, as it will only extend the amount of time it sits on my credit.
Should I call the collector and offer a settlement in return for having it removed from my report?
If she pays on it, will it reflect on my report or just hers?
Any tips on how to not let this affect the credit I have gained?