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Submitted by: Mary

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<a href=" http://www.debtcollectionanswers.com/Debt-Collection-Questions.html">Thanks for submitting your debt collection question on our Q&A page. </a> Your daughter was a minor when she incurred her medical bills. Therefore, as her parents, you and her father are legally responsible for paying those bills, which means that the debt collectors are entitled to try to collect whatever remains unpaid from you. Also, it's likely that the past due medical bills have harmed your credit histories (To confirm, order free copies of each of your three credit histories at www.AnnualCreditReport.com.) as has the fact that the debts were turned over to debt collectors. However, such negative information can only be reported for 7 years. Given the impact of unpaid debts on your finances, I would definitely pay whatever else you owe to the debt collectors as quickly as you can, assuming you can afford it. However, you might want to see if the collectors would agree to take less than the full amounts that you still owe to them. Although they may say "No", it never hurts to ask. Please share what happens with your situation in the comments section for this question. We are very interested in hearing how this turns out for you, and your experience can help others who are struggling with debt collectors.

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