Do I have to tell them my employer to set up a payment plan?

Jun 10, 2010

disclosure for payment plan
by: Gerri & Mary

The short answer is no, you are not obligated to tell the debt collector information about your employer in order to set up a payment plan.

There's no provision in the Fair Debt Collection Practices Act that prevents them from asking you for this information, or protection you from having to provide it.

And like you, we would be leery about providing that information. Technically, they are not supposed to tell your employer or coworkers about your debt, but we wouldn't want to take a chance that they would use that information either to try to verify your salary, or to try to contact you at work about the debt.

You may just want to reiterate that you are willing to make payments but you don't want to provide them with your employment information. you can even follow this up in writing with a certified letter so that if they persisted and took it to court, you would be able to show that you tried to work with them.

Please do let us know how this works out using the comments link below.

Do I have to tell them my employer to set up a payment plan?

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Do I have to tell them my employer to set up a payment plan?