Default Judgment

by Migdalia
(Sylmar, CA)

we just found out that we have a judgment against us for a credit card. The judgment was apparanetly granted in 2001 and reinstated this year 2011. I was never served and found out that the address they served back in 2001 was my parents address. I believe my dad my have stole my credit card and used it. They are now threatening to take a lien on my home or garnish my wages. I don't know what to do. I want to re-open the case and let the judge know that this is not my debt and I could potential be a victim. I want them to know that I was never served any papers. If I was, I would have went to court to fight this! It's been 10 years and I'm barely finding this out now...as soon as I bought my home? Give me a break. I need help.