Deceased Father's Debt

by Sil
(Chicago, Illinois USA)

My Father passed away quite suddenly and left behind quite a bit of credit card debt and a Equity mortgage. I sent a copy of his Death certificate to all his creditors and told them that he left no assets behind. I did not go thru probate because his estate is pretty much insolvent. I paid off his medical bills that weren't covered by his insurance. The only other bill I have been paying is the mortgage because my name is on the quitclaim deed. My question is (finally!) can the house still be taken away even though I'm making payments on it but I'm not paying the credit cards? Only HIS name was on those cards. Must I contact the lender and refinance? I've sent out Cease & Desist certified letters to the creditors though some still call. I just want to make sure I still have a roof over my head!