Debt collectors lawsuit

by Teresa
(West Palm Beach, FL )

What happens if I don't have the money for a lawyer to represent me in this lawsuit?

Comments for Debt collectors lawsuit

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Mar 02, 2010
Sued by a debt collector
by: Gerri

Thanks for submitting your question about a debt collection lawsuit on our Q&A page.

First, if you are sued you should definitely show up in court. If you don't, the collector or creditor will get a default judgment against you, and that opens you up to additional collection activity.

I can't advise you on how to represent yourself in court, but you can always show up and let the judge know if you dispute the debt, what you have been trying to do to pay it, why you can't pay it etc. You can find out if the court offers any information that may help you prepare.

Depending on the amount they are suing you for, it may not hurt to talk with a bankruptcy attorney. The consultation will be free and confidential, and at least you'll have the opportunity to find out what they can do to collect if they are successful in getting a judgment against you.

Please let me know how this turns out.

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