debt collector has my social numbers but not my name

by Ken
(colorado)

Ge money has repeatedly called sold a debt that has my social number on it but name has several mispellings compared to mine. like "i" "d" and others within the name. i have told them several times its not my debt, now i was served for that person even after telling them its not my name

Comments for debt collector has my social numbers but not my name

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Jul 04, 2012
debt collector has my social numbers but not my name
by: Debtcollectionanswers.com

Always put your communications with a debt collector in writing so you have a record of what you said. Verbal communications are not enough.

I recommend therefore that you write the collector a letter stating that the debt is not yours. Send the letter certified mail with a return receipt requested.

I am not sure from your question if you have been sued for the debt. If you have, be sure that you file a formal response by the due date!

I also recommend that you schedule an appointment right away with a consumer law attorney who helps people resolve their debt collection problems. The first appointment should be free.

I don't know the amount of money you are being sued for, but it's important that you get legal advice regarding your situation. Also, you may want to hire the attorney to represent you in court because the last thing you need is to end up with a money judgment against you for a debt you do not owe. Should that happen, the collector would be entitled to try to collect on the judgment using legal means like garnishing your wages and/or putting a lien on an asset you owe. Also, the judgment will be very damaging to your credit scores and trying to reverse the court's decision and undo the damage will be difficult and time consuming at best.

If the hearing in the lawsuit moves forward, be sure to attend unless your attorney says you do not need to because he or she will attend for you. If you don't show up, the judge is likely to give the debt collector that sued you a default judgment against you and you will have forfeited your right to tell your side of the story.


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