Debt Collector Calling My Friends

by tina
(IL)

A debt collector is calling many of my friends and they weren't used as references. How can this be legal?

Reply from DebtCollectionAnswers.com:

Tina,

Under the federal Fair Debt Collection Practices Act, a debt collector may only call third parties to locate the debtor. Once they have found the debtor, they are no longer allowed to call those third parties.

And when debt collectors do call others, like friends, to locate the debtor they are not allowed to reveal information about the debt. In addition, if these friends are unable or unwilling to provide your location information, the debt collector may not be allowed to keep calling them.

If you suspect the debt collector has violated any of these provisions, please talk with a consumer law attorney. They attorney may be willing to provide you with free legal help because the debt collector will have to pay the attorney's fees if it is found to be in violation of the Fair Debt Collection Practices Act. We are not attorneys so we suggest you talk with one as soon as possible.

Let us know how this turns out OK?