Debt Collection

Can a debt collector come onto your private property? I live in a community where there is a sign upon entering that states No Soliciting.

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Dec 11, 2011
Debt Collection after bankruptcy

The federal Fair Debt Collection Practices Act says that a debt collector can try to collect a debt in person, by phone or by mail. Therefore, a debt collector can come to your home. As for the No Soliciting sign, it applies to people trying to sell things -- like magazine subscriptions, raffle tickets, and the like -- not to collectors trying to collect unpaid debts.

If you are being contacted by a debt collector, I recommend that you purchase a copy of our ebook, Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights. It clearly spells out what collectors can and cannot do to collect past due debts and it also outlines your options for responding to collectors. You can read the first chapter of Debt Collection Answers online for free.

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