Our debt collection blog keeps you updated with new information about dealing with debt collectors, including updates to our free e-book Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights.
We also feature answers to debt collection questions from readers here.
A Brilliant Way to Rebuild Bad Credit If You Have Collection Accounts
My father let his home go into foreclosure and I paid to get it out of foreclosure. My father signed the deed over to me. I have been making the payments on the home for the last four yrs and have put several thousands of dollars into the home to get it back into living conditions. Now...
When you’re looking to pay down debt, one of the best things you can do is transfer your balance from a high-interest credit card to one that offers a temporary (the longer, the better) 0 percent introductory offer. This allows you to pay down your debt without tacking on additional interest fees.
Additionally, you can look for cards that have no balance transfer fees or that offer 0 percent on purchases for a period of time.
There are some very good reasons to use business credit cards to pay for purchases you make for your business. Using personal credit cards can put your credit scores at risk and can make tax time a lot more complicated. But what if you have bad credit? Yes you may have options. Here's more about business credit cards for bad credit...
What do you do when your bills wind up with debt collectors? Should you pay them or not? We're pleased that our ebook is featured in this article in US News & World Report...
Have you thought about using a balance transfer to pay a debt collector or to consolidate debt with high interest rates? That strategy can work but you have to be very careful. You need to avoid expensive traps and choose the right card. This article, which quotes the co-author of the free Debt Collection Answers ebook Gerri Detweiler, provides essential advice.
Am I responsible for my husband who I am separated from since Oct 1 2015 c/c debts and loans if i am not on any of them?
Im 15 and paypal screwed up everything on a purchase for ebay. it was 200.08 and now im getting invoices after paypal debt collectors told me it will be
Do you have to show a cancellation of debt even after 15 yrs and had gone to a mediator?
IF I have a bank account with ssdi direct deposited and I have my boyfriend's name added to that account (he has is no funds or income in this added to
Paid debt collector 1,680.00 after rude call and after 3 weeks the Anesthesist office still says the bill hasn't been paid. Are there any laws broken?
Under the federal Fair Debt Collection Practice Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past-due. Debt collectors include collection agencies or lawyers who collect debts as part of their business. There are also companies that buy past-due debts from creditors or other businesses and then try to collect them. These debt collectors are also called debt collection agencies, debt collection companies, or debt buyers.
Under the federal Fair Debt Collection Practice Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past-due. Debt collectors include collection agencies or lawyers who collect debts as part of their business. There are also companies that buy past-due debts from creditors or other businesses and then try to collect them. These debt collectors are also called debt collection agencies, debt collection compani
In the budget the Obama administration has just sent to Congress there are some benefits for students who will face massive tax bills when their student loans might be forgiven under income based programs.
As it stands now, students are enrolling in income driven repayment programs to reduce their current monthly payments to a level based on their income. After 20-25 years, depending on the program, the remaining balance would be forgiven. As it stands now, that forgiven amount would be taxable up to the level the student becomes insolvent.
To make the problem even worse for the income driven plans, the balances are going up while they qualify for lower payments. So the balances due once they reach the forgiveness point in a couple of decades will be massive.
In CA, I had credit card debt charged off and 1099 sent to me. Can they still come after me for the debt?
Can a city or township hold my income tax refund for a past due hospital and ambulance bill?
I went to Road Masters School in Orlando which was crap BTW. I owe them $7000 can they garnish my income tax? Just curious.
Years ago, my ex-s/o piled up a $16k credit card debt as an authorized user. We have since parted but circumstances forced me to default. I was sued, but
Looking for help with student loan repayment ideas? Get help from a debt expert here.
Three Reasons Why Women Struggle With Debt Collectors We’ve heard from thousands of people struggling to resolve collection accounts, and debt collection
A collection agency is threatening tax sale on inherited property for 73 years of delinquent taxes on behalf of Riverview School District that neither