Debt Collection Attorney Attempting To Collect Auto Loan
I live in Georgia. In March 2006, I bought a car and in March 2007 it had severe uncorrectable problems and a dealer would not take it in trade so I bought a new car and turned the old one back to the lender. In June 2008, debt attorneys garnished my checking account, without telling me, for the old car and said they would not release it until I began repaying the loan. I agreed to that but the payment was too high so I only made a couple of payments. I never heard from them again. Today, 12-13-11, I received a copy of a letter they sent to my bank requesting confirmation of financial affairs I have had with the bank. What is the statute of limitations in Georgia for auto loans? At what point did the statute of limitations originally begin? Did it start over when I was forced to start payments in order to have access to my checking account? I am planning to move to Northern Virginia in January or February 2012. Will this make my SOL time longer or shorter? If the statute of limitions has expired, could they legally garnish my checking account again? Thank you so much for any information you can give me.