Debt Collection After Foreclosure
I am being pursued by a Debt Collection Agency who indicates they represent the mortgage company that I had my rental with prior to forclosure. The foreclosure took place 2 years ago. I am im the process of writing to the collection company who says they "represent" the mortgage company. I wish for them to validate the following:
Agreement with client that authroizes thiem to collect the alleged debt
Agreement that bears signature of the alleged debtor wherein he promises to pay the creditor
Complete payment history on the account so as to prove the debt amount is valid.
Is there anything else I should ask? Does it matter whether the amount is owed to collection agency..? I understand they will by paper for pennies on the dollar hoping to collect on a settlement. Pleae advise.