Creditors File Judgment After Debtors Death

by Martin
(California)

My father died 9/2006 - left a car loan. Creditors file default judgment 9/2010. I pay off car loan and want to transfer car on my name. Can creditors go after the car? What if I pay off and transfer to my name?

Reply from DebtCollectionAnswers.com:

Martin,

We can't offer you legal advice. It sounds, though, like there were about four years between when your your father died and when the creditors got a judgment. What happened during that time? Did you try to settle the debt with the auto lender?

Since it was a secured loan they may have well been entitled to protect their interest in the vehicle that secured the loan. Have you tried talking with them about paying off the judgment and keeping the vehicle?