Credit Card Debt From Ex Fiancee

by Lindsey
(Juneau Alaska)

In 2007, my now ex fiancee forced me through physical means to sign an application for a credit card. Upon receipt of the card, which he kept in his possession, he maxed it out. No charges were made by me, only him. In 2008, he left the state leaving me stuck with the bill.

In State of Alaska civil court (this was not a simple small claims case) the judge found him legally responsible for this debt as I was forced to sign the application in my name and I did not incur the charges on the card. The judgment that I received clearly indicates that he is legally responsible for the original charges including any and all interest and penalties that were incurred.

Last month the credit card company sent me to collections as the bill is huge and I am unable to and also feel I don't have to pay. Is a letter disputing the debt, providing my ex's information and a copy of the judgment all that I need to be able to send to credit card and collections companies to make this go away? Or are there any further steps that I am going to need to take in this instance?

Comments for Credit Card Debt From Ex Fiancee

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Apr 22, 2010
debt incurred by ex
by: Gerri


Thanks for submitting your debt collection question on our Q&A page.

I am sorry you went through such a terrible time with your ex fiancé. I'm glad to hear you are out of that situation.

While I can't give you legal advice, it seems to me that you can simply send the debt collector a cease and desist letter asking them not to contact you again. You can include a copy of the order from the judge that holds your ex responsible for this debt. Once the debt collector gets this letter, the only reason he can contact you is to inform you of legal action is taking against you, and that seems highly unlikely given the fact that the judge has ordered your ex to pay this bill. You can learn how to write a cease and desist letter here.

We wish you all the best.

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