Credit card company going after me. I did not sign for card,

by Katie
(Minnesota)

Ok we opened a bank account together. He went and opened a credit card that I never signed for. Why, and how are they going after me?

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Nov 16, 2011
Credit card company going after me. I did not sign for card
by: Debtcollectionanswers.com.

Katie:

I am not sure what is going on. If you did not open the credit card account with your ex then there is no reason why the credit card company should be going after you. However, do you think your ex may have opened the account in your name without your knowledge? If he did, then your ex committed identity theft, which is a crime.

If I were you I would call the credit card company that you say is coming after you to see if you can find out why it is doing that. If it says that you are on the account and you have no recollection of opening a credit card account with your ex, find out if the company will send you a copy of the card application that was signed. If you are unable to figure out what is going on yourself, I recommend that you schedule an appointment with a consumer law attorney who helps people resolve their debt collection problems. Go here to schedule afree consultation with a consumer law attorney. Also, if you find out that your ex put your name on the card application without your knowledge, you may want to talk with the attorney about any legal recourse you may have. Like I said earlier, if that happened, your ex committed the crime of identity theft.

Jan 14, 2015
Husband died - opened account in my name
by: Mary

Husband died three year ago and I found a credit card in my name. I found out that it's a joint account and I'm liable for this debt which I had no knowledge of. I've done everything I can to get it off my credit. I'm not paying for this.

It was his debt and he must of signed my name to it. I Can't get no loans even though my credit is fair to good.. I Filed a fraud report with the bank and they said I'm still responsible for it. They cannot prove my signature because they don't keep records after 25 months. Can they come after my mobile home and camper that I paid cash for???? I Live in Ohio.

Reply from DebtCollectionAnswers.com:

We would recommend you talk with a consumer law attorney. It sounds like you've done everything you can to prove this debt is not yours, including filing a fraud affidavit and disputing the debt. You can look for an attorney via the website of the National Association of Consumer Attorneys. If an attorney can't help you then you can try filing a complaint through the Consumer Financial Protection Bureau or contact the Identity Theft Resource Center which helps victims of id theft at no cost.

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