concerned for my wife
(Galveston, TX, Galveston County)
After reading your book I'm not so concerned for myself. My question relates to my wife, from chapter 4, pages 52 and 53.
I incurred more then $50,000.00 medical debt (after insurance) in the states of Utah (starting Jun. 2010) and Alabama (ending Apr. 2013), I'm now 100% disabled and we live in Texas. My wife has never co-singed or agreed to pay any part of the debt, however we did fill out paperwork together to see if we could qualify for charity at a hospital in AL. I understand “nonexempt community property assets” (page 53) are at risk. We have no house and the one car is financed in her name only.
Is there any advantage to her if we where to divorce and it stated that the medical debt was my responsibility, if I did or did not file for bankruptcy? I would like to protect my wife as much as possible, thank you, and thank you so much for the book.