Company Calling Me About a Debt But Doesn't Leave Phone Number So I Can Call Back.

Aug 17, 2011

Company Calling Me About a Debt But Doesn't Leave Phone Number So I Can Call Back.
by: Debtcollectionanswers.com

You are in a tough situation, Diana! It's impossible to learn anything about the debt you are being contacted about if you cannot speak with the person who is calling you or the caller does not leave you a number to call them back. It's difficult to understand why the caller is not leaving you that information.

If you notice that the caller tends to call on a certain day at a certain time, you might try to be home on that day so you can catch the call. Another option is to set up caller ID, which would allow you to get the caller's phone number if you miss it. Aside from these two suggestions, I am afraid that there is not much you can do about the calls. If you do manage to speak to the caller, she is legally obligated to give you her name, the name and address of her employer, her work number and the name and address of the creditor for whom she is collecting the debt. Keep your conversation as brief as possible and do not provide the caller with any information about yourself.

If you do not believe that you owe the debt you are being contacted about, write the collector a letter stating that you do not think the debt is yours and asking that the debt be verified. You have the right to this information under the federal Fair Debt Collection Practices Act. However, you must request verification in writing within 30 days of the conversation.

Good luck resolving your problem!

Company Calling Me About a Debt But Doesn't Leave Phone Number So I Can Call Back.

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Company Calling Me About a Debt But Doesn't Leave Phone Number So I Can Call Back.