Collectors giving my underage child details of my default loan

by Renee

I live in KY. I financed a car thru a local financial service about 2 years ago. I recently had surgery and was not able to work. I fell behind on my payment and when the second payment was due, 2 collection men from the finance company came to my home. I was not home and my 14 year old son answered the door. They asked him if he knew I hadn't paid my car loan and they wanted the vehicle and did he know that his mom was facing a felony. They asked what hospital was I in and what was wrong with me. My son didn't answer all the questions and felt he was being intimidated. They told him that I wasn't nothing but a grown bi*ch and that I had screwed (they used other language) their boss and if she lost her job, I would get my ass whipped. My son told me he grew very angry when they threatened me. They turned around to leave and my son shut the door. He called me, at the hospital, crying uncontrollably in fear that I would go to jail or that they would come back and knock down the door on him.

I am so ticked off about this. I informed my attorney and I am filing bankruptcy next week but I'd like more details about the collection guys and if they violated the law by telling my son details about my personal information. He is only 14 and is treated for anxiety. They created a lot of problems for us.

Comments for Collectors giving my underage child details of my default loan

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Nov 15, 2010
collectors and your child
by: Gerri


Please talk to an attorney right away. Based on what you are saying, these collectors very likely broke the law, and they need to be stopped. (Among other things, it is not a felony to fall behind on your car payments.)

You can talk with a consumer law attorney with experience in debt collection cases. Learn how to get low cost or FREE legal help with your debt collection problem here. If you win, the collector will be required to pay your attorney fees and may be liable for statutory as well as punitive damages.

Please let us know how this turns out for you. Hang in there.

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