collection agency has me confuse with someone else
(Long Beach Ca)
About 4 months ago I received a call from Paragon Subrogation services.They claim I owe money for an automobile accident that occured in 2011. They claim I did not have valid insurance. I told them they have the wrong person. The first time they contact me they asked if I was so and so and I said yes . then they asked if I lived at blank address and I said no. They asked for my address so I gave it to them but Then I asked what is this regarding and they imform me of the issue. I told them that I was not the person they were looking for. Then they gave me a phone number with the 323 area code and I said to them I never lived in the city they claim and have never had a phone with the 323 area code. I asked them to check their facts and to stop calling me. A month later they called me again and again I asked them to stop calling because they have the wrong person. I told them I have always had insurance and I have always had a drivers license and they have the wrong person. 5th time they call and I told the guy again and again in english and spanish that he had the wrong person. I was not the person they are looking for. The names are similar but the middel initial is not. Either way now I received a letter form a law firm in Glendale california. I called them and asked to speak to a manager or supervisor or someone in charge. The person that answered said it would be him. I started to tell him about the letter. He asked for the case number and I gave it to him since its listed in the letter they send by mail. He then asked for my name. I told him he should have it since I gave him the case number and they are the ones contacting me. Then he said that he could not help me since I did not want to give them my name. At this point I do not want to give them any more info about me because I feel this might be a scam and they are trying to get money out of me. He said we can resolve the matter in court. So at this point what can I do to make them stop and to make them realize they have the wrong person??
Reply from DebtCollectionAnswers.com:
This is an easy one, Art. In addition to the federal Fair Debt Collection Practices Act, California has a strong consumer protection law, The Rosenthal Act. All you need to do is call a consumer law attorney who regularly helps consumers who are being harassed by debt collectors. If they think you have a good case (and that sure sounds like a possibility to us!) they can represent you for free since the collection agency must pay the attorney's fees.