Collection account abuse?
A few years ago a law firm called to collect a debt from my husband and I. The individual whom my husband had spoken to intimidated him into provided our bank account information. My husband was told that if we did not pay the amount, we would have to go to court. The collection agency said we would have to fly to Georgia; we are in Nebraska; at our own expense to attend a court hearing if necessary. We had made arrangements for a settlement amount to be taken from our bank account on a specific date, but the money was never taken nor even attempted. Our bank statement would have shown an attempt if one had been made.
A little less than a month after the amount was to be taken, we received a letter stating that there had been a judgment made upon us regarding this account. We were never informed of a court date or location at all. Is it legal for a debt collector to go about collecting a debt in this manner? Now we have another agency attempting to collect the same debt! We have not been trying to avoid it as this should have already been taken care of!