chase bank had summoned me to civil court

by bill
(paris TN)

and 3 mo. later to general sessions!!!!!!

i live in Tennessee and SSDI is all my income. I cant afford bankruptcy. What will they do? To go to general sessions does that make me a criminal?

Comments for chase bank had summoned me to civil court

Click here to add your own comments

Nov 09, 2010
going to court for debt
by: Gerri


I don't know enough about what's going on to say why they are taking you back to court but in the US you are not a criminal just because you can't pay your debts. So please don't panic about this yet.

I know you can't afford a bankruptcy attorney, but you should at least find out from one if you are "judgment proof." If that's the case, you can explain to the judge when you go to court why you can't pay the debt and that you don't have any assets that they can go after.

In addition, I would encourage you to at least talk with a consumer law attorney with experience in debt collection cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here. You'll want to find out if what they are doing here is legal. Don't assume it is. There have been a number of cases against creditor and collectors where they have been found to be breaking the law in their collection efforts.

Hang in there and let us know how this turns out.

Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2015 by Mary Reed and Gerri Detweiler.
All rights reserved.

Disclosure: We may receive compensation for marketing some of the services mentioned on this site. Above all though, our goal is to recommend products and services we believe can help our readers. You can learn more here.