Cell Phone Bill

by Jemini
(Sunnyvale, CA, USA)

I had a bill for 900 dollars that my cell phone company racked up and didn't tell me about until it went to collections, it happened in December of 2007 and they are still contacting me now, I was wondering what the statute of limitations is or if it even applies to that sort of situation.

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Dec 26, 2011
Cell Phone Bill
by: Debtcollectionanswers

I am not an attorney, but according to my sources, the statute of limitations (SOL) on cell phone debt is 4 years from the date that you made your last payment on your cell phone account. Once the SOL on the debt has expired however, you can continue to be contacted about the money that you owe. Also, the federal Fair Credit Reporting Act allows the past due debt to show up in your credit file for 7 years and 6 months, which will be damaging to your credit history and your FICO score.

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