Car Note Paid Off - Repo For Late Fees?

I paid off my car note in 12/2010 but I owe over $1300 in late fee over a six year period.

Can a collection agency repo my car just for the late fees when the principal and interest has been paid off as of 12/2011?

Comments for Car Note Paid Off - Repo For Late Fees?

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Mar 30, 2011
Late Fees and Auto Rep0
by: DebtCollectionAnswers.com

You will have to find out if the late fees they charged are legal. That's a matter of state law. You can talk with your state attorney general's office, a consumer law attorney (NACA.net)

Good luck!

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