Can they garnish my bank account?

by Melissa
(Colorado Springs)

I had a judgement against me, which I made payment arrangements on. My husband was laid off and I havent been able to make the payments. Will they garnish my checking account, or do they have to get another judgement to do so?

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Jul 25, 2012
Can they garnish my bank account?
by: Debtcollectionanswers

If you have defaulted on your payment arrangement with the creditor that has the judgment against you the creditor does not have to get a second judgment to try to collect the money the court ordered you to pay. It will however, have to get the court's permission to garnish your wages, take money from your bank account, put a lien on an asset you may own, etc. Getting that permission is fairly easy however.

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