Can they garnish my bank account?

by Melissa
(Colorado Springs)

I had a judgement against me, which I made payment arrangements on. My husband was laid off and I havent been able to make the payments. Will they garnish my checking account, or do they have to get another judgement to do so?

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Jul 25, 2012
Can they garnish my bank account?
by: Debtcollectionanswers

If you have defaulted on your payment arrangement with the creditor that has the judgment against you the creditor does not have to get a second judgment to try to collect the money the court ordered you to pay. It will however, have to get the court's permission to garnish your wages, take money from your bank account, put a lien on an asset you may own, etc. Getting that permission is fairly easy however.

Aug 31, 2015
by: Anonymous

cant garnish in n c

Reply from

While wage garnishment is prohibited in North Carolina, bank accounts may be at risk.

Sep 03, 2015
Garnishing Your Bank Account
by: Anonymous

If they have a judgment against you and they
have your banking information, they will attempt
to garnish your bank account. Depending upon how
much you owe and how much you have in your
account at the time of garnishment, you could get

For example: When I was in the industry, people
would routinely leave $1,000 to $3,000 in their
accounts with the thought that even if a
judgment was in place they had to have their
permission to garnish their account. This could
be a costly decision.


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